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Mortgage Document Checklist
Lenders often overwhelm people with confusing lists. Choose your situation below to see the plain-English list of what you actually need — and check them off as you find them.
0 of 5 documents ready
1. Government-Issued Photo ID
Driver's license, state ID, or passport (must be unexpired).
2. Most Recent 30 Days of Paystubs
Must show year-to-date earnings and employer name.
3. W-2 Forms (Past 2 Years)
From all employers you worked for over the last two years.
4. Last 2 Months of Bank Statements
All pages (e.g. 1 of 6 through 6 of 6), checking and savings.
5. Current Mortgage & Property Tax Statements
For your current primary home or other real estate owned.
Missing something or not sure where to start?
Don't let missing paperwork stop you. Many times we can help you track down what's needed or use alternative options.
Plain English Answers