San Antonio Mortgage Advisor
Home financing built around your goals.
Buying, building, refinancing, or investing in San Antonio? Kathy Rubin brings decades of mortgage experience to help you understand your options, structure the right financing strategy, and move forward with confidence.
Serving clients throughout Texas and in additional states.
Local experience
Mortgage guidance from someone who knows San Antonio.
Every buyer's situation is different. First-time buyers may need help understanding down payment options. Self-employed borrowers may need a different approach to documenting income. Move-up buyers may need to coordinate buying and selling. And construction or manufactured-home financing can require specialized experience. Kathy takes the time to understand the whole picture before recommending a financing strategy.
Your mortgage strategy
More options. Experienced guidance.
You work directly with Kathy throughout the process. She'll help you understand your financing choices, identify potential issues early, and develop a strategy based on what you're trying to accomplish. Whether your loan is straightforward or more complex, you'll know what to expect, what comes next, and who to call when you have a question.
Financing options
Solutions for San Antonio homebuyers and homeowners.
Buying a Home
Conventional, FHA, VA, USDA, jumbo, and other financing options for your first home, next home, or somewhere in between.
See Your Options →Building a Home
Construction and One-Time Close financing to help take you from plans and land through construction and permanent financing.
See Your Options →First-Time Homebuyers
Explore low-down-payment financing and available homebuyer assistance programs.
See Your Options →Self-Employed Borrowers
Financing options for borrowers whose income may not fit neatly into traditional W-2 documentation.
See Your Options →Refinancing & Home Equity
Evaluate whether refinancing or using your home's equity could help you accomplish your financial goals.
See Your Options →Veterans & Military Families
Understand your VA home loan benefits and work with an experienced mortgage professional who understands VA financing.
See Your Options →Real Estate Investors
Financing strategies for investment properties and growing a real estate portfolio.
See Your Options →Manufactured Homes
Experienced guidance with manufactured-home financing, including real-property and chattel options.
See Your Options →San Antonio & surrounding communities
Local roots. A broader reach.
Kathy has served families from San Antonio throughout her mortgage career and works with clients across South and Central Texas, including:
And because your financing needs don't always stop at the city limits, Kathy serves clients throughout Texas and in additional states.
Have a mortgage question?
Start with your question.
Sometimes you don't need another calculator or another online search. You just need to talk with someone who understands mortgages. Tell Kathy what you're trying to accomplish. There's no obligation—you'll get straightforward guidance about your options and what your next step could be.
Local knowledge
San Antonio Mortgage FAQs
Ready to talk?
Bring your questions. Leave with a plan. Whether you're ready to move now or simply planning ahead, Kathy can help you understand your options and develop a clear path forward. Weekday appointments are available, with select evening and weekend times available upon request.